🛠️ Practical

💱 Currency & Finance

Service	Description
Wise	💰 International transfers, low fees
Revolut	💳 Digital banking, free exchange abroad
N26	🏦 German online bank
CurrencyConverter	💱 Real-time currency exchange

🏥 Insurance & Health

Service	Description
European Health Insurance Card	🏥 Free healthcare in the EU/EEA
IF Insurance	🛡️ Travel and expat insurance
Fremtind	🛡️ Insurance options

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🇳🇴 For Norwegian Citizens Abroad

These are the most important resources for you if you are moving from Norway to another European country:

🏥 Health & Social Security

Service	Description
Helsenorge: S1 Form	S1 Form: Documentation of right to healthcare when moving.
NAV: Folketrygden Membership	Rules for membership when living abroad.
NAV: Working Abroad	Information on social security rights for workers in EU/EEA.

🚑 EHIC vs. S1 Form: What do you need?

Type	Duration	What's covered?	Best for
EHIC Card	Up to 3-6 months	Necessary healthcare (emergencies)	Tourists and short stays.
S1 Form	Over 6 months	Full right to healthcare (same as locals)	Disability pensioners living long-term/permanently abroad.

Tip: If you plan to be away for exactly 6 months, contact Helsenorge in good time to clarify whether you need the S1 or if the EHIC card is sufficient.

🛂 Registration & Moving

• Report Moving: Remember to report your move to the National Registry (Folkeregisteret) if you will be away for more than 6 months.
• ID & Banking: Check if you need to keep your Norwegian BankID and mobile numbers for access to public services.

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⏳ Length of Stay: Important Thresholds

When planning an extended stay abroad, there are three critical legal deadlines to know:

1. 90 Days (3 Months) — The Residency Threshold

• Rule: Within the EU/EEA, you can freely stay in another country for up to 90 days.
• Action: For longer stays, you generally must register with local police or immigration authorities (e.g., NIE in Spain or "Anmeldung" in Germany).

2. 183 Days (6 Months) — The Tax Threshold

• Rule: If you stay in a country for more than 183 days in a year, you are usually considered tax-resident there.
• Consequence: You may become liable for tax in the host country on your global income/pension (check the tax treaty between Norway and that country).

3. 6 Months per Year — The Social Security Threshold

• Rule: To maintain membership in the Norwegian National Insurance Scheme (Folketrygden), you generally must not be abroad for more than 6 months total in a calendar year.
• S1 Form: If moving permanently (over 6 months) while receiving uføretrygd, the S1 form can secure your health rights in the new country while Norway still pays.

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📱 Telecom & SIM

Service	Description
Airalo	📱 eSIM for travel
Holafly	📱 Unlimited data plans
Orange	🇫🇷 French telecom (Orange Holiday)
Telia	🇸🇪🇩🇪 Nordic & Baltic coverage

✈️ Transport

Service	Description
Skyscanner	✈️ Flight price comparison
Rome2Rio	🚌 Transport route planner
FlixBus	🚌 Budget bus travel
Rail Europe	🚂 European train tickets

🏠 Housing

Service	Description
HousingAnywhere	🏠 International rentals
Spotahome	🏠 Rentals with video tours
Uniplaces	🏠 Student housing

💼 Jobs

Service	Description
Indeed Europe	💼 Job search EU
LinkedIn	💼 Professional network
EURES	💼 EU job portal
Glassdoor	💼 Salaries & reviews

⚖️ Legal & Visa

Service	Description
UDI	🇳🇴 Norwegian Directorate of Immigration
EU Immigration	🇮🇪 Irish immigration portal
GOV.UK	🇬🇧 UK visa information

🌐 Research & Stats

Service	Description
Numbeo	📊 Cost of living data
Expatistan	📊 Compare cost of living
TripAdvisor	🎯 Travel reviews
Wikivoyage	📖 Free travel guides

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Compiled by Cost of Living in Europe